About Clario

Most no's are just the wrong lender.

Clario Loans is a Bengaluru loan advisory. We read your case the way a lender does, then take it to the ones built to say yes.

Drag across the letter to see what we do.That's the job, every day: find the lender built to say yes.

Founded by
Prashant Haridas
Office
J. P. Nagar, Bengaluru
Arranges
Car, personal and home loans

Metro City Bank Ltd

Retail Lending · Bengaluru

Ref. RL/26/0418
16 October 2026

Dear Ms Rao,

Re: Car loan application for ₹9,50,000fine for 3 NBFCs

We regret to inform you that your application has not been approved.

As a self-employedneeds a lender that reads ITRs applicant, your file was assessed against our salaried-income policy. We found insufficient credit history4 yrs of EMIs, never late to support the amount requested.

You may reapply after six months.

Yours sincerely,
Credit Operations

Not this bank.Send it to the three that fit. ↓

Going alone
Sanctioned

An illustration of a typical case. The bank is fictional.

Ask anyone who offers to help with a loan what it will cost you. Here's our whole answer.

  1. What you pay₹Not to compare, not for the paperwork, not when the money comes through. If anyone asks for a fee in Clario's name, it isn't us.
  2. Who you deal withOne personThe same advisor from the first call to the day the money lands. One number to ring, and no call centre in between.
  3. What you seeEvery feeEach lender's rate, processing fee, insurance and charges for closing early, side by side, before you sign anything.

We've no reason to push one lender over another. Clario is a loan facilitator, not a lender: the bank or NBFC decides approval, rate and fees.

What we won't do.

Four promises, the same for every borrower.

  • 01

    Send your details to a lender until you've said which ones. Your quote stays with Clario and no one else.

  • 02

    Run a credit check without asking. Seeing your options never touches your score.

  • 03

    Charge you anything, at any point. If someone asks for a fee in Clario's name, tell us.

  • 04

    Push a bigger loan than you need. A smaller EMI you can carry beats a sanction letter you can't.

Become an associate.

Know someone who needs a car, home or personal loan? Send them to us. We handle the rest and keep you posted. Ask how associates are paid.

  • Freelancers

    Who hear about a car or a home before the lender does.

  • Insurance agents

    Whose clients ask about the loan along with the policy, car or home.

  • Wealth advisors

    Whose clients want a loan priced well, not sold to them.

  • Loan consultants

    Whose clients need a loan they don't offer.

Message Clario on WhatsAppOr call +91 90369 21357
Clario LoansLOAN ADVISORY

Clario Loans

J. P. Nagar, Bengaluru

Free for borrowers. One advisor, every lender.

Talk to a person.

A real advisor picks up. Ask anything, even if you're only comparing for now.